@font-face {
    font-family: "Maledpan-Regular";
    src: url("../font/Maledpan-Regular.ttf") format("truetype");
    font-style: normal;
    font-weight: 400;
    font-display: swap;
}

:root {
    color-scheme: light;
    --ink: #253347;
    --muted: #58677a;
    --blue: #24538a;
    --line: #dce3ec;
    --paper: #ffffff;
    --tint: #f3f6fa;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 28px; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: "Maledpan-Regular", sans-serif; font-size: 17px; line-height: 1.95; overflow-wrap: break-word; }
a { color: var(--blue); text-underline-offset: 4px; }
a:hover { color: #12345c; }
a:focus-visible { outline: 3px solid #aa7121; outline-offset: 5px; border-radius: 3px; }
.shell { width: min(1120px, calc(100% - 64px)); margin-inline: auto; }
.skip-link { position: fixed; top: -100px; left: 16px; padding: 8px 16px; background: var(--ink); color: white; z-index: 2; }
.skip-link:focus { top: 12px; }
.site-header { border-bottom: 1px solid var(--line); }
.header-inner { min-height: 110px; display: flex; justify-content: space-between; align-items: center; gap: 24px; }
.brand { display: flex; align-items: center; gap: 14px; color: var(--ink); text-decoration: none; line-height: 1.55; }
.brand strong { display: block; font-size: 25px; letter-spacing: -.5px; }
.brand span span { display: block; color: var(--muted); font-size: 15px; }
.brand-logo { display: block; width: 84px; height: 78px; object-fit: contain; flex-shrink: 0; }
.website-link { font-size: 15px; text-decoration: none; white-space: nowrap; }
.website-link span { margin-left: 8px; }
.page-intro { padding: 58px 0 34px; }
.eyebrow { margin: 0 0 12px; color: var(--blue); font-size: 15px; font-weight: 650; letter-spacing: 1.6px; text-transform: uppercase; }
h1 { margin: 0 0 16px; font-size: clamp(29px, 3.2vw, 42px); line-height: 1.5; letter-spacing: -.8px; }
.intro-description { margin: 0; color: var(--muted); line-height: 1.9; }
.effective-date { margin: 22px 0 0; font-size: 15px; color: var(--muted); }
.effective-date time { margin-left: 8px; color: var(--ink); }
.document-tabs { display: flex; gap: 28px; border-bottom: 1px solid var(--line); }
.document-tabs a { padding: 14px 0; text-decoration: none; color: var(--muted); font-size: 16px; border-bottom: 3px solid transparent; margin-bottom: -1px; }
.document-tabs a[aria-current="page"] { color: var(--blue); border-color: var(--blue); font-weight: bold; }
.document-layout { display: grid; grid-template-columns: 238px minmax(0, 1fr); gap: 60px; align-items: start; padding-top: 40px; }
.contents { font-size: 15px; padding-bottom: 24px; }
.contents-title { margin: 0 0 20px; font-size: 16px; font-weight: bold; }
.contents-group { color: var(--muted); font-weight: bold; margin: 20px 0 9px; }
.contents ol { margin: 0; padding-left: 23px; color: var(--muted); }
.contents li { padding: 5px 0; }
.contents li a { color: var(--muted); text-decoration: none; }
.contents li a:hover { color: var(--blue); text-decoration: underline; }
.contents-contact { display: block; margin-top: 22px; padding-top: 18px; border-top: 1px solid var(--line); text-decoration: none; }
.service-note { padding: 22px 26px; border-left: 3px solid var(--blue); background: var(--tint); font-size: 16px; }
.service-note p { margin: 8px 0 0; color: var(--muted); }
.document-heading { margin: 38px 0 28px; padding-bottom: 24px; border-bottom: 1px solid var(--line); }
h2 { margin: 0 0 12px; font-size: 25px; line-height: 1.6; }
.document-heading p:last-child { margin: 0; color: var(--muted); font-size: 16px; }
.legal-document section { margin-bottom: 32px; }
h3 { margin: 0 0 12px; font-size: 18px; line-height: 1.8; }
.legal-document section p { margin: 0 0 14px; }
.legal-document ul { padding-left: 24px; margin: 12px 0 16px; }
.legal-document li { padding-left: 4px; margin-bottom: 12px; }
.contact-card { margin-top: 42px; padding: 28px; background: var(--tint); border: 1px solid var(--line); border-radius: 8px; }
.contact-card > p { font-size: 16px; }
address { display: grid; gap: 8px; margin: 22px 0; font-style: normal; font-size: 16px; }
address a { width: fit-content; }
.contact-hint { border-top: 1px solid var(--line); padding-top: 18px; color: var(--muted); margin-bottom: 0; }
.back-to-top { display: block; width: fit-content; margin: 24px 0 48px auto; font-size: 15px; text-decoration: none; }
.back-to-top span { margin-left: 10px; }
.site-footer { border-top: 1px solid var(--line); background: #fafbfd; }
.footer-inner { padding-block: 26px; display: flex; justify-content: space-between; gap: 20px; color: var(--muted); font-size: 15px; }
.footer-inner p { margin: 0; }
.footer-inner nav { display: flex; flex-wrap: wrap; gap: 22px; }
.footer-inner a { color: var(--muted); text-decoration: none; }

@media (max-width: 800px) {
    .shell { width: calc(100% - 40px); }
    .document-layout { grid-template-columns: 1fr; gap: 16px; padding-top: 28px; }
    .contents { padding: 18px 22px; background: #fafbfd; border: 1px solid var(--line); border-radius: 8px; }
    .contents-title { margin-bottom: 10px; }
    .contents ol { columns: 2; column-gap: 30px; }
    .contents li { break-inside: avoid; }
    .contents-contact { margin-top: 14px; padding-top: 12px; }
    .footer-inner { flex-direction: column; gap: 12px; }
}

@media (max-width: 480px) {
    .header-inner { min-height: 84px; gap: 12px; flex-wrap: wrap; padding-block: 12px; }
    .brand { gap: 9px; }
    .brand strong { font-size: 20px; }
    .brand-logo { width: 56px; height: 52px; }
    .website-link { font-size: 15px; margin-left: auto; text-align: right; }
    .page-intro { padding-top: 36px; }
    .intro-description { font-size: 16px; }
    .desktop-break { display: none; }
    .effective-date time { display: block; margin-left: 0; }
    .document-tabs { gap: 16px; flex-wrap: wrap; }
    .document-tabs a { font-size: 15px; padding-block: 10px; }
    .contents ol { columns: 1; }
    .service-note { padding: 18px 20px; }
    h2 { font-size: 22px; }
    h3 { font-size: 17px; }
    .legal-document { font-size: 17px; }
    .contact-card { padding: 22px; }
}

@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
@media print {
    .site-header, .document-tabs, .contents, .back-to-top, .site-footer, .skip-link { display: none; }
    .shell { width: 100%; }
    .page-intro { padding-top: 0; }
    .document-layout { display: block; padding-top: 10px; }
    body { font-size: 12pt; }
    h2, h3 { break-after: avoid; }
    a { color: inherit; }
}